Bank of India Credit Officer Vacancy 2025

Bank of India Credit Officer Vacancy 2025 : Apply Online

Bank of India (BOI) has officially released the Credit Officer Recruitment Notification 2025 for a total of 514 vacancies under the General Banking Officer (GBO) Stream. This recruitment drive offers an excellent career opportunity for experienced banking professionals seeking a stable and rewarding position in a reputed Public Sector Bank.

The online application process will be active from 20 December 2025 to 05 January 2026. Selected candidates will be appointed in MMGS-II, MMGS-III, and SMGS-IV scales with an attractive salary structure and multiple benefits.

This engagement offers an excellent and rewarding career opportunity to gain valuable real-world experience with a prestigious institution. Missing this important recruitment drive could be a major loss for aspiring professionals seeking stability and growth. The role provides a powerful platform to contribute meaningfully to sustainable rural development and impactful national initiatives.

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Bank of India Credit Officer 2025 – Overview

About Bank of India

Established in 1906, Bank of India is one of India’s leading Public Sector Banks with its headquarters in Mumbai. The bank has a strong presence both domestically and internationally. This recruitment aims to strengthen BOI’s credit vertical by onboarding experienced professionals capable of handling MSME, Commercial, and Corporate Credit portfolios.

Vacancy Details – Scale-wise Distribution

Eligibility Criteria (As on 01 November 2025)

Educational Qualification-

• Graduation in any discipline from a recognized university
• Minimum Marks:

  • General/OBC/EWS: 60%

  • SC/ST/PwBD: 55%

Experience Requirement

Relevant experience must be in MSME, Commercial, or Corporate Credit.

Age Limit (As on 01 November 2025)

Age Relaxation:

• SC/ST: 5 Years

• OBC: 3 Years

• PwBD: 10 Years

Salary Structure and Allowances

Additional Benefits

• Dearness Allowance (DA)

• House Rent Allowance (HRA) / Leased Accommodation

• City Compensatory Allowance (CCA)

• Medical Benefits

• NPS, Gratuity & Leave Encashment

👉 The total Cost to Company (CTC) is significantly higher than the basic pay.

Selection Process

Stage 1: Online Examination (If Conducted)

Negative Marking: 1/4 marks for each incorrect answer

Stage 2: Personal Interview

Shortlisted candidates will be called for a Personal Interview, which will evaluate:

• Professional knowledge

• Communication skills

• Suitability for the banking role

Final Merit List:

• Online Test + Interview → 70:30(Weightage)

• Interview Only → (if online test is not conducted)

How to Apply Online – Step-by-Step

• Visit the official website of Bank of India

• Go to the Careers section

• Click on Recruitment of Credit Officers (GBO Stream)

• Select New Registration

• Register using your email ID and mobile number

• Fill in personal, educational, and experience details

• Upload photograph, signature, and required documents

• Pay the application fee online

• Apply and take a printout for reference

Important Dates

Application Fee

Important Links